The discouraging crypto news continues. Earlier this week, crypto lender Voyager Digital filed for bankruptcy. Last week, Three Arrows Capital, a major crypto hedge fund, fell into liquidation. That’s all following the Celsius debacle of last month, when the crypto lender halted withdrawals. Celsius is now cutting jobs in an effort to prevent its own liquidity crisis. In slightly better news, bitcoin is now back over its $20,000 threshold. But we’re still very much in a…