On Monday, the SEC’s new startup investing rules went into effect. Startups can now raise $5 million annually through equity crowdfunding. That’s a 5x increase from the previous limit. I really can’t overstate how important this change is. It’s a monumental moment for startups — and everyday investors like you and me. Suddenly, equity crowdfunding is a viable funding option for far more startups and small businesses. The new limit is enough to to fund a…