I talk about investing all the time. I speak to groups at investment conferences. I talk about investing on multiple podcasts. I write about investing. I text about it with my friends. My barber talks to me about it while I’m getting a haircut (I’d rather talk football, but it’s the offseason). And right now, one sentiment underscores every conversation I have: FEAR. People, for the most part, are not afraid for their existing portfolios. They…